I had been putting off getting pet insurance for Quincy who is now eight months old. I don't know what I was waiting for, to be honest. I decided today that I would get it after reading the post with the links.
Last year we lost our Lhasa, but before he passed away, there were many, many vet bills for surgery, emergency visits, hospital stays, medicine, and more. It took us quite a while to pay off the bills, but we did. I am one of those people who would mortgage my house to make my dog well. Today I enrolled Q in Healthy Paws
Hopefully we will never need to use it, but knowing firsthand how much the bills can be, I feel better having it just in case. The monthly premium is $35 and change and that's with a $100 deductible and 90% reimbursement. There is also an unlimited lifetime limit and a 15 day waiting period. Doesn't cover vaccines, neuter, etc., but most don't or if they do, they charge extra.