Join Date: Jan 2014
Location: NW Florida
Submit Photo: 6
Photo Submissions 2 Times in 2 Posts
I've been going to ask this question but haven't gotten around to it so thanks.
I took out a plan with Trupanion. I'm not sure how it ranks with others but I felt I needed it. Manny chews everything. Leave him for a split second and it's in his mouth. My vet gave me a pamphlet on our first visit and I called the next day. Because he'd just had a "well baby" checkup they offered me the policy free for a month and without a waiting period. It costs me $40 a month with no deductible and 90% coverage on everything that isn't routine care or the office visit, to include paying for illnesses, surgeries and medications other than heartworm, flea, etc. They had larger deductibles but the difference in price was only about 12 dollars for a $200 vs. zero deductible. One visit would have been more than paying the extra for no deductible. I can justify $480 a year if it gives me peace of mind that I'll be able to treat Manny if something major happens.
The main thing that prompted me to buy it is because of my pug. He had rectal cancer and I would have had to weigh the pros and cons of paying for long term treatment and/or surgery on a 13 year old dog. My heart would have told me to treat him even though my common sense have told me that he was old and had a good life without putting him through the pain. I hate to say I'm thankful but it was so much easier that I didn't have to make that decision. My vet told me that because of his age and the risks involved in the type of surgery she'd have to do she would recommend putting him down when it was time which I had to do a month later. It was one of the hardest things I've ever had to do. I don't want to ever have to decide whether I can afford long term treatment if I'm faced with the decision with Manny.
I don't know how good this company is. I read some favorable reviews but I usually wonder how valid internet reviews are or whose actually writing them. I'd love to hear anyone else's feedback on plans that they use and which deductibles they chose and why.