I feel much better about the 5 day vet visit now! Thank you for your reassurance. Thanks also for the soaping reply. Does anyone see a problem with the 2 year guarantee for genetic issues?? I was under the impression that most reputable breeders had lifetime guarantees on their pups for hereditary issues.
While there ARE breeders who will write guarantees for the life of the dog, it is much more important to learn as much about your breeder as possible, and feel comfortable that they will stand behind the dog, and help you in emergencies. Some older breeders don't want to make life-time commitments because they don't know where THEY will be in 10 years. Also, what does a "guarantee cover". As far as I'm concerned, a "replacement" guarantee is worthless. VERY few people will give up their beloved pet if a genetic problem shows up 2 years down the line. Other contracts are written to cover "life threatening" genetic defects. The fact is that very few genetic defects are "life threatening", but they can be very expensive to fix. I do think that MOST (but not all) serious genetic defects are likely to show up during the first two years of a dog's life.
My breeder has a very generous contract, but has told me that it really comes down to the relationship you have with your breeder and their integrity more than anything else. It is very difficult to enforce a contract if something goes wrong. Law suits are expensive, and in general, the MOST you can be awarded is the purchase price of the dog. In many cases, this doesn't cover the cost of surgery to correct a bad problem.
I think the best "insurance" you can get is to see how healthy the other dogs's in your dog's family are. How long do they live? Do they have health problems? And of course, always make sure that the parents (and grand parents, etc.) have been fully health tested, and the results recorded with OFA and/or CHIC. (this is MUCH different than "vet checked")