Pet Insurance ? - Havanese Forum : Havanese Forums
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post #1 of 29 (permalink) Old 02-16-2016, 10:41 AM Thread Starter
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Pet Insurance ?

Just wondering if any of you have pet insurance and if so, with which company?

Thanks

Tracie
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post #2 of 29 (permalink) Old 02-16-2016, 11:16 AM
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I insure Emmie with Trupanion.

Things I like about them:
1. The comprehensive policy covers surgeries, diagnostic tests, medications, treatments, and hospital stays if your pet gets sick or injured. They also reimburse from your actual veterinary bill versus a predetermined benefit schedule.
2. You have the option to choose your own pet health insurance deductible, including the option for no deductible at all, or any amount from $50 to $1,000.
3. The Trupanion plan covers 90% of actual veterinary costs for approved accident and illness claims, less the exam fee and deductible. And is available for any veterinary hospital, emergency care center, or specialty hospital.
4. With Trupanion, your pet receives unlimited lifetime pet insurance coverage. Trupanion does not impose any per incident limits, annual limits, or lifetime limits on the amount of care your pet can receive.
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Jeanne and Emmie

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post #3 of 29 (permalink) Old 02-16-2016, 01:45 PM
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I have Healthy Paws for my two.
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post #4 of 29 (permalink) Old 02-16-2016, 07:01 PM
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I've never had any, but have been looking into it. My co-worker has an active, healthy terrier mix that just moved wrong on the stairs one day, ended up dislocating both shoulders. The bill so far has been $7000 and is climbing. With two rambunctious doggies, I can't count accidents out. Most of my friends have trupanion.
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post #5 of 29 (permalink) Old 02-17-2016, 12:26 AM
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I have PetPlan for Sophie. I've not had insurance before so don't know how it compares. I've only filed one claim (for our $400 + trip to the neurologist when it turned out it was a bee sting) *blush* they just today processed the claim and are sending a reimbursement check so will be anxious to see how much it is.
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post #6 of 29 (permalink) Old 02-17-2016, 11:02 AM
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I have Healthy Paws. Check out their website as they have good coverage and pretty good rates. They also have a chart on the site that compares coverages to other insurance carriers. I went through an agent and for the life of me I can't remember her name but I got the referral from someone on this forum. She also recommended Healthy Paws and was able to answer my many questions regarding the various companies. If I can find it, I'll post her email address.
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Jackie & Willow

Last edited by Jackie from Concrete, WA; 02-17-2016 at 11:05 AM.
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post #7 of 29 (permalink) Old 02-17-2016, 11:07 AM
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I found the email address! Here it is [email protected]

She also has a website http://www.glenkirkagency.com/
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post #8 of 29 (permalink) Old 02-17-2016, 01:10 PM Thread Starter
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Thanks for the information. I think I will purchase it just for peace of mind if I can get it for a reasonable price and it sounds like I should be able to - I'd hate to have to decide between paying a vet bill or paying my kid's college tuition!

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post #9 of 29 (permalink) Old 02-18-2016, 05:41 PM
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We insure Mochi with Trupanion. So far, we haven't had to make a claim. Our vet gave us a 1 month trial.
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post #10 of 29 (permalink) Old 02-18-2016, 06:45 PM
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Kodi has never been insured... we always felt comfortable self-insuring them. But now, with three, I wonder... When I checked rates, though, at Kodi's age, it would be expensive for him. I'm thinking it might make sense to insure the two girls, and continue our self-insure policy with Kodi.


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