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post #1 of 9 (permalink) Old 03-25-2017, 10:14 PM Thread Starter
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Pet Insurance

I was thinking about getting pet health insurance. Can anyone recommend a company they use? Is it actually worth getting pet insurance?

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post #2 of 9 (permalink) Old 03-26-2017, 11:05 AM
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I know I need to get pet insurance after I learned about my coworker's beloved Lab's story. She spent $15K altogether on chemo for his cancer treatment out of her own pocket. I did some research and price comparison on various companies. My friend highly recommends Trupanion. Her vet could bill Trupanion directly and she does not need to deal with the paperwork for reimbursement claim. She loves it because her Shiba is 16 years old and has quite a few problems. My vet does not have any linkage with any pet insurance company. So, I pick Healthy Paws mainly because of its coverage, premium, and recommendation from my other friend. I wish I sign up on the day I pick-up Ollie! Ollie has some tummy issue a few weeks ago. I spent over $500 and we were on day 14. There is 15 days waiting period before the insurance coverage kicks in!
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post #3 of 9 (permalink) Old 03-26-2017, 11:37 AM
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I have healthy paws too. it was easy to scan the bills and file the claims on line. They paid 80% of everything when Loki got into the ALEVE. We hadn't gotten through the 15 days when he got Parvo.


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post #4 of 9 (permalink) Old 03-26-2017, 11:50 AM
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I also have Healthy Paws. Thankfully I haven't had to use it.



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post #5 of 9 (permalink) Old 03-26-2017, 12:55 PM
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I have Trupanion and have not used it. Each time Chi Chi has needed vet care it was always under the deductible.
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post #6 of 9 (permalink) Old 03-26-2017, 01:28 PM
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I have Trupanion and will be submitting claims for Emmie's recent visits to the emergency vet soon. I had been thinking of switching to Healthy Paws as a pet insurance broker friend highly recommends them. I'll see how my reimbursement goes with Trupanion and then decide.

Jeanne and Emmie

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post #7 of 9 (permalink) Old 03-26-2017, 04:04 PM
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I have Healthy Paws for my two. My friend has a new puppy that ate some Canadian geese droppings in her backyard last week. It was $900.00 for an overnight stay at the pet hospital for IV hydration.

Heather, Scout, Truffles & Sparky
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post #8 of 9 (permalink) Old 03-26-2017, 07:16 PM
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I also got HealthyPaws... signed up immediately after I brought Lil Girly home and her 1st vet visit. (so within the first week)
Wanted to be sure to get a clean/all healthy visit so nothing could be excluded as preexisting condition in the future.

I also like that their deductible is annual and not per incident. So even if a visit that needed testing for diagnostic didn't meet the deductible I can still file a claim- the amount would go towards the annual deductible.

They don't cover dental or the regular cost of vet visit, but I just wanted peace of mind for emergencies like ingesting something harmful or any major health issues that would eat up my savings.

We have been very fortunate so far and haven't had anything other than routine visits.
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post #9 of 9 (permalink) Old 03-27-2017, 10:32 AM
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Quote:
Originally Posted by MarinaGirl View Post
I had been thinking of switching to Healthy Paws as a pet insurance broker friend highly recommends them.
I also used a broker that steered me towards Health Paws. Someone on this forum PM'd me with a referral. She was in Kirkland I believe. I wonder if it's the same broker you are referring to.



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