Dana and John
Join Date: Jun 2013
Submit Photo: 0
Photo Submissions 6 Times in 6 Posts
Surgeries - Breeder Guarantee & Reimbursement
Gibbs has a Cherry Eye and an Umbilical Hernia. I contacted my Pet Insurance and found these surgeries were not covered. The Cherry Eye is considered hereditary and the umbilical hernia is considered congenital. They suggested I contact my breeder.
Our contract does have a health guarantee that covers hereditary issues, so I gave him a call. The conversation was pleasant and involved cordial negotiation. The negotiation revolved around what my Vet charges for the surgeries verses what his Vet charges, and whether the Cherry Eye surgery was truly necessary (cosmetic in nature) and his understanding that in addition to being hereditary, it can also be caused by trauma.
The relevant facts are as follows:
My Vet Costs:
Cherry Eye - $575
Hernia - $75
Cherry Eye - $300
We agreed to a $300 reimbursement. Overall I'm satisfied and would be happy to recommend the breeder to anyone looking for a Havanese in the Pittsburgh area, so I guess I'm just posting for posterity sake.
My opinion is that he's a stand up guy. I can understand why he wouldn't want to pay more than the $350 his Vet would charge, but his Vet is an hour away whereas my Vet is 10 minutes away.
What are your thoughts?
Should I have held out for $650?
Should I have held out for $350?
Good mutual compromise?
I'd really like other breeders to offer their opinions.