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post #1 of 14 (permalink) Old 06-22-2015, 10:17 AM Thread Starter
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Any current thoughts on pet insurance?

Hi everyone,
I was just wondering what everyone's thoughts were regarding this. I knew there was a post some time back but wondering if anyone had any recent experience, either for or against. Thanks.
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post #2 of 14 (permalink) Old 06-22-2015, 10:44 AM
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the odds are you will pay more in premiums than what you'll collect. I prefer to put money 3 to4 thousand in a contingency fund. , if you're dedicated to doing that. ??

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post #3 of 14 (permalink) Old 06-22-2015, 11:48 AM
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I have a "dog" savings account into which I make a small deposit automatically.

The other investment is doing a lot of your own research on things like vaccinations and other chemicals, feeding a good diet etc.
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post #4 of 14 (permalink) Old 06-22-2015, 12:38 PM Thread Starter
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Thanks, Dave. That makes sense.
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post #5 of 14 (permalink) Old 06-22-2015, 01:27 PM
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I agree with Dave. We "self-insure" our animals (including my horse) and save money on the premiums.


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post #6 of 14 (permalink) Old 06-22-2015, 05:57 PM Thread Starter
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Thanks, Karen, and everyone for your feedback. I appreciate it.
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post #7 of 14 (permalink) Old 06-22-2015, 06:07 PM
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Quote:
Originally Posted by Zoe093014 View Post
Thanks, Karen, and everyone for your feedback. I appreciate it.
Yeah, I looked into it again when I got Pixel, thinking maybe it would be cheaper if you started with a very young puppy. STILL expensive enough that I couldn't justify spending it on an annual basis, let alone over the life of the dog. Certainly a single serious illness can be expensive. Heck, three grapes that Kodi needed to go to the ER to make him throw up, cost $800! But still, the odds are, over the life of the dog, you will pay much more in premiums than you would to pay out of pocket for the health care.


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post #8 of 14 (permalink) Old 06-24-2015, 10:45 PM
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We signed up with Trupanion when Aoey was 16 weeks old. She's 9 months now. No claims but no regrets either.
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post #9 of 14 (permalink) Old 06-25-2015, 09:49 AM
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I have Pet Plan. My Lily needed to have surgery at 2 years old ($3K+) and it covered Physical Therapy which really helped her recover. Very happy I had it


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post #10 of 14 (permalink) Old 06-25-2015, 09:59 AM Thread Starter
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thank you both for your reply's.
I am concerned about the pre-existing condition part. Was Lily's baseline exam
perfect when you first signed up?



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