Trupanion pet insurance - Havanese Forum : Havanese Forums
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post #1 of 4 (permalink) Old 08-25-2009, 10:58 PM Thread Starter
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Trupanion pet insurance

Experience? Reviews?

Please discuss

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post #2 of 4 (permalink) Old 03-31-2010, 11:24 PM
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After purchasing the insurance this year, I am very distressed to discover that they do not pay for a regular vet visit UNLIESS the vet finds something wrong with your dog and performs a procedure accordingly.

For example: one morning, while playing in the park, Ellie started shrieking in pain and could put no weight on one paw. Although there were many owners around, no one had seen anything happen and no one could see an injury.

After about 1/2 hour of this I took her to the vet. The vet examined her from head to toe, testing the movement of every muscle, ligament, joint etc. The vet felt Ellie was alright and must have just sprained something that was already healing. She saw no need to take x-rays at that point.

The bill, approx $85, was denied by TruPanion because in the end, there was nothing wrong and the vet didn't "do" anything.

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post #3 of 4 (permalink) Old 03-31-2010, 11:37 PM
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I've never heard of Trupanion before. I don't have Pet Insurance but instead put aside money for vet bills.
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post #4 of 4 (permalink) Old 04-01-2010, 08:35 AM
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I have the ASPCA ins. This is interesting to read. I don't know if they would cover a visit if they didn't find anything wrong. This is something to look into.

Kodi & Shelby's Mom and Julian's Grandma
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