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Metrowest, MA
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Discussion Starter · #1 ·
If you don't believe you need insurance on your puppy from day one... Here is a great example! This was just thrown up by an 11 week old puppy bred by a friend today. (posted with her permission, and taken by the new owner) This is a toy from the breeder's home, that the breeder did not notice had gone missing. The puppy LEFT the breeder's home 10 days ago, so the puppy had to ingested it at least 10 or 11 days ago. The puppy has seemed right as rain the entire time, and then suddenly (luckily!) vomited this up today.
Insect Pollinator Arthropod Plant Moths and butterflies


So, when I jokingly say the you never know when a puppy is going to swallow a sock... I'm really not kidding! This is a BIG THING for a little puppy to swallow. We can't figure out how (or WHY!!!) he did it. We har all just VERY relieved that he DID, and that he is just fine, no harm done. He IS insured, but we're all VERY glad that they didn't have to use it!

INSURE THOSE PUPPIES!!!
 

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I agree wholeheartedly!! Yikes that WAS a big toy for a baby pup!

Those bills can add up quite quickly when various tests are being performed and God forbid if surgery is needed. I imagine @Melissa Brill can attest to those costs & knock on wood I’ve never had a pet need surgery outside of neutering/spaying.

We use Pet’s Best, and they’ve been great so far. When our pup had to have several baby teeth removed that didn’t want to come out naturally they helped pay (after deductible) since it wasn’t considered dental ‘treatment‘.
 

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Thank goodness the pup is ok and threw it up on their own! 100% agree on insurance for the babies… Within 4 weeks of bringing her home, Jo was at the vet for Giardia, x-rays for a fall (thankfully she was fine), and kennel cough. Thank goodness she hasn’t had any insurance claims since, but so glad to have it! And it’s helpful for the older guys too— we do pay a lot in premiums for Charlie, but have also had thousands of dollars paid out the last couple of years.
 

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I agree wholeheartedly!! Yikes that WAS a big toy for a baby pup!

Those bills can add up quite quickly when various tests are being performed and God forbid if surgery is needed. I imagine @Melissa Brill can attest to those costs & knock on wood I’ve never had a pet need surgery outside of neutering/spaying.

We use Pet’s Best, and they’ve been great so far. When our pup had to have several baby teeth removed that didn’t want to come out naturally they helped pay (after deductible) since it wasn’t considered dental ‘treatment‘.
Lol, yeah, I think we've easily hit $20k+ in vet bills (covered at 90% and annual deductible by healthy Paws). Could have actually been a lot more but his ortho vet had actually done a lot of his follow up for free or reduced costs even though it's gone way beyond the normal follow-up which is included in surgeries.

We'll easily cover annual costs for the rest of his life with his annual spine and leg xray rechecked
 

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Metrowest, MA
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Discussion Starter · #6 ·
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the problem is, it is very dependent on where you live. So you really have to look into what is best for you!
There are some things to look for though as you’re comparing…
-How much monthly premium you’re willing to pay
-How much of a deductible you want to have before you start getting paid out
-what % they’ll pay once you hit your deductible
-Do they cover the office visit or just any tests/treatments (this one can add up, as specialist vet visits can be very pricey)
- Whether they cover therapies like chiro or specialized rehab after injuries
-Whether there are any issues they don’t cover at all (some don’t cover anything that could be considered hereditary)
-What their policy is on pre-existing conditions, and if your dog has any (one reason it’s great to get as a pup!)

Probably more that I’m forgetting but I’m sure others can add!
 
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