I cancelled the insurance I had thru AKC, because it was very expensive. I paid over $50/month for one dog, and there is no discount for the 2nd dog. I now have it with ASPCA. It is not the best, but they cover a lot of illness and injury incidents and they discount for a 2nd pet. I also did not get the "wellness" plan. I just felt I didn't need to pay all that money every month and then have to meet a deductible just to be reimbursed for annual visits to the vet.
You really have to investigate all the plans to see what is best for your situation.