My dog Kahlua was born chocolate and white. When she was about a year old she started to silver out. About age 2 she developed a skin problem but only on the chocolate/silver parts of her and her skin just seems to peel off. Hair will not grow in this area. Skin also falls off in chunks around her nose and eyes. We have done so much to figure out this problem and no vet can figure it out. Her litter-mate who also happened to be chocolate and white and the chocolate silvered out as he got a little older now has the same skin problems. I was just wondering if anyone else who owns a Havanese that has blue or silver markings has the same problems.